It provides a large, infusion of capital when the insured needs it most. Use it to cover treatment and recuperation costs, replace lost income, and preserve wealth and possessions.
The process is:
a diagnosis of ANY ONE of the illnesses, or conditions, covered by the policy. Often, after 30 days, a LUMP SUM BENEFIT is paid. It is TAX-FREE. This is regardless of the severity of the illness, or condition, degree of disability, or ability to work and return to a normal life.
The lump sum benefit is entirely at the discretion of the policy owner.
Sometimes, the insured does not survive the 30 day elimination (waiting) period, after suffering a critical illness. In this case, all premiums, ever paid, are returned to the policy’s designated beneficiary.
Claims are not subject to interpretation and ongoing qualifications. Rather, benefits are
promptly paid, when the clearly defined conditions are met.
It pays you a tax free benefit if you:
Suffer a stroke;
Have Coronary Artery Disease;
Experience a Heart Attack;
Have Kidney Failure;
Have a Major Organ Transplant;
Suffer Paralysis/Paraplegia;
Develop Multiple Sclerosis;
Have a Heart attack;
Have Life threatening cancer;
Suffer a Permanent disability (usually two or more limbs);